These days, everyone needs to obtain housing loans and mortgages, regardless of their economic capacity or their ability to realize funds or finance the purchase of properties.
Obtaining a mortgage has no real connection with the ability to purchase a property with equity capital. It has more to do with correct and professional financial planning. Therefore, we see to it that our clients will first of all obtain the best and cheapest offer from the banks, and afterwards we recommend to them to choose the plans that are most suitable and convenient for them, when they come to build or purchase their dream house.
Counselling and submitting requests for housing loans and mortgages for private clients. This process is put into action after examining all aspects and factors that might have an effect on the client, whether positive or negative.
Every request is submitted to a number of banks and financing entities, and after receiving replies from them, we present our recommendation to the client.
The request examines a number of aspects, such as financing percentage, amount of monthly payment, period of the loan.
Just like private clients, business clients can also obtain mortgages and long-term housing loans, such as clients wishing to purchase offices or land to build a plant.
Here also, the request is submitted by the Alpha Beta professional team, after examining all of the client's aspects, from his financial past and wealth up to recommendation of plan and amount of mortgage.
Every mortgage loan can change over time due to changes in the client's or bank's circumstances. Accordingly, Alpha Beta provides mortgage recycling services to its clients, and this process may save them tens and hundreds of thousands of shekels.
Many financial institutions and banks are in no hurry to offer clients products and plans and new loans or advise them of changes in regulations, but our professional team, which monitors all changes and developments, can certainly adapt those changes to our clients.
